Do you have a credit card? Most of us do.
Are you falling behind in repaying your credit card? Did you know if it's a legitimate debt you owe, a debt collector can politely contact you in person, by mail, telephone, telegram or fax anytime between 8 AM and 9 PM -- seven days a week?
Do you think that if you pay just a little on a bill, even if it isn't the minimum payment, that you can't be sued? Think again.
Did you know some hospitals overcharge for their services? Did you know some hospitals also charge for services that have not been performed?
Did you know that certain debts cannot be discharged in bankruptcy; and you will continue to owe them just as if you had never filed for bankruptcy? These debts include back child support, alimony, and certain kinds of tax debts. Student loans will not be discharged unless you can show that repaying the debt would be an undue burden, which is a very tough standard to meet.
If you already know those things -- you're smarter and more educated than most consumers are. The world is full of myths about the judicial system. If you didn't know those things -- we have a great resource for you!
Hot off our website press! The Missouri Bar just released an on-line resource for you called "The Money Guide".
In "The Money Guide", there are many helpful articles that all relate to money... as well as audio interviews with attorneys.
Click here: http://www.mobar.org/moneyguide/ to read "The Money Guide". It could help you to avoid a serious headache. Reading the articles in the guide, and taking the time to listen to the audio interviews, can give you a "leg up" on knowing your legal rights.